Graduated from University of Puerto Rico with a Bachelor of Business Administration. Worked with National Life Insurance Company of Puerto Rico for 25 years as Vice President for the following departments: Customer Service, New Business, Underwriting and Reinsurance and Florida branch. On 1998 moved to AIG Life of Puerto Rico as Vice President of Administration and Operation of the company. On 2002 stablish the general agency JM Insurance Services, PSC.
Holds his Life and Health, Property and Casualty Insurance licenses. Also hold various insurance designation and certifications from the Life Management Institute, Home Office Life Underwriters Association (HOLUA) and Institute of Home Office Underwriters (IHOU). Licensed in Puerto Rico, Florida, and Texas.
Jose married Flor Miranda in 1976. They have three children and four grandchildren. Involved in the community through sports and practice golf every week.
Licensed in the following: Puerto Rico