As the Founder and President of Kelm Financial Services, Chris Kelm, CFP®, provides retirement, tax, business, and estate planning in a fiduciary capacity to individuals, families, business owners, and retirees. He specializes in helping clients make informed financial decisions through comprehensive strategies focused on tax efficiency, retirement income planning, asset protection, legacy planning, and business succession.

As a Certified Financial Planner™, Chris is committed to providing objective advice that serves the best interests of his clients. Working closely with CPAs, investment managers, and estate planning attorneys, he develops coordinated strategies designed to reduce unnecessary tax exposure, preserve wealth, and create reliable income throughout retirement.

Chris believes that financial security means having the freedom to do what you want, when you want. His mission is to help clients protect what they have built, achieve their financial goals, and create a lasting legacy for future generations.